But if you're looking to consolidate debts, renovate your home or replace your old vehicle, secured homeowner loans are a fast, flexible and convenient option which you can use in a way that suits you.
You decide how much you want to borrow, how you'll pay it back and how long you'll need it for.
We work with providers who won't lend directly to the public, so you could find a great rate here you may not find anywhere else.We also take the time to get to know you, understand your needs and explain how a secured loan would work in your circumstances.Just as importantly, we refuse to pressure our customers so, once you've taken a look at our recommendations, you'll have plenty of breathing room to reach an informed decision about your financial future.Loan consolidation can also give you access to additional loan repayment plans and forgiveness programs. Refer to the complete list of federal student loans eligible for consolidation in the application.There is no application fee to consolidate your federal education loans into a Direct Consolidation Loan. Department of Education (ED) or ED’s consolidation loan servicers. Top A Direct Consolidation Loan has a fixed interest rate for the life of the loan.You’ll need a good to excellent credit score — above 690 — to qualify for most cards.